If you’re on Medicare, one thing that you might not know is this: The drug plan that might be appropriate to your needs might not work for your spouse.

Maybe that sounds like common sense, but Medicare isn’t always easy to navigate, if for no other reason than that there are so many moving parts—literally, Parts A, B, C and D—covering a range of services from hospital care to tests to doctor visits to prescription medications and more. The potential for a bad choice when choosing a drug plan is one example of many.

There’s a lot to sort out and keep straight, and most people aren’t experts when it comes to these issues. And think about it: If you’ve just turned 65, is that when you want to start making costly mistakes with your health insurance?

Thankfully, help is near at hand in the form of APPRISE, a free state health insurance counseling service for Medicare beneficiaries, and you can find it at Einstein.

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